Premier Claims Centre Offers a Simple, Hassle-Free Process for Claiming PPI

Premier Claims Centre takes the hassle out of payment protection insurance claims.
Premier Claims Centre is the preferred resource for claiming PPI or Payment Protection Insurance for many reasons. The key reason is that the claims centre is regulated by the Ministry of Justice in respect of regulated claims management activities. Also, all claims are processed by an in-house team and no external companies are involved. They do not charge clients unless they are able to provide a cash refund.
“Our fee is only payable once we are successful with your claim and when you have received your full refund,” says the spokesperson for Premier Claims Centre, explaining their way of functioning. “We don’t have any upfront or hidden fees which is a common feature among most other firms in the industry. Our rich industry experience helps us deliver results better than others.”
PPI or Payment Protection Insurance covers the repayments due under loans, mortgages, credit cards, or any other finance agreement in cases of accident, sickness, and unemployment where people don’t have the financial resources to repay lenders. Clients can have a valid PPI claim if you have taken out a loan in the last six years and there is a Payment Protection Insurance Policy linked to the loan.
Clients can make a payment protection claim on finances such as secured loans, unsecured loans, payment due on credit cards, mortgages, etc. In some instances, clients may still be able to claim refund even if there is no PPI attached to a specific credit agreement.
Premier Claims Centre is committed to putting their clients in a better position financially. They have a track record of helping clients receive an average refund of £2,400. Clients get a dedicated claims handler to deal their case exclusively. While no service can guarantee a win, Premier Claims Centre makes a concerted effort to boost the chances of winning with their unsurpassed expertise and better understanding of the industry.
Many feel that payment protection has transformed into a money-making scam. In fact, it can be labelled as the largest financial scandal in British history. Millions of people have been mis-sold PPI and have not made any claims yet. The best way to check if you are not being fleeced is by scanning the loan document or credit agreements for any mention of PPI. Many people are cheated into believing that PPI is mandatory or are simply forced to buy such policies.
According to Premier Claims Centre, many people are not even aware they have a valid claim. Victims can even claim for closed accounts and completed loans older than six years if they have the agreement number of the relevant documentation. According to the law covering the subject, victims of PPI scam are required to claim within three years of realizing that the policy sold to them has some problem areas.
About Premier Claims Centre:
Premier Claims Centre offers services that help people reclaim their payment protection insurance with the additional benefit of saving money. Unlike most other services, they do not charge any fees upfront. Premier Claims Centre is a regulated claims management company. They use their in-house team to process claims.
For more information, visit http://www.premierclaimscentre.co.uk
Media Contact
Company Name: Premier Claims Centre
Contact Person: Tom Jackson
Email:Send Email
Phone: 0800 8089 158
Country: United Kingdom
Website: http://www.premierclaimscentre.co.uk 
Source: www.abnewswire.com

Patanjali Yoga Sutra School Offers Hatha - Ashtanga Vinyasa Flow Yoga Teacher Training Certification Courses In Goa India


Learn Traditional Yoga Teacher Training Course In India
Internationally renowned Patanjali Yoga Sutra School offers globally accepted job oriented hatha ashtanga vinyasa flow multi style yoga teacher training courses certified by Yoga Alliance in arambol beach goa india

Every year, sincere aspirants to learn yoga and meditation are attracted towards the certified 200, 300 and 500 hours Ashtanga, Vinyasa, Hatha, Kundalini yoga teacher training courses offered in India at North Goa & Dharamsala.

In the short span since its inception, Patanjali Yoga Sutra School has gained excellent positive feedback from its yoga students and is now well reputed among the yoga fans across India as well as around the world. Seats in the upcoming yoga teacher training course offered by the school are already fully reserved.  Yoga teacher training courses along with the tantra yoga meditation retreats offered weekly in the Goa center is also gaining lot of popularity. Yoga folks from all over the world travel to this beautiful state in western India to relish the sun, the beach sand and the yogic knowledge.


Video Link: http://youtu.be/EnxnQJST9gk

Shiva Girish, Director & Yoga teacher at Patanjali Yoga Sutra School for yoga instructor training India was delighted about the existing student’s feedback and stated – “Being Goa a pivotal center for yoga enthusiasts, it is really marvelous to see the awesome positive response from the students in this hectic competitive situation with lot of similar institutions in the state offering yoga courses.”

Residential type yoga teacher training courses certified by Yoga Alliance are offered by Patanjali Yoga Sutra School at its two centers. The vibrant ambience offered by the school is a comfortable resort to stay, learn and practice yoga from the experienced yoga mastersin its traditional way. The peculiar feature of the courses offered by Patanjali Yoga Sutra School when compared with other institutions is that, byend of the course the students are moulded to be best yoga teachers. The course is complete from all dimensions –covering all the yogic aspectsas well as yoga teaching methodologies.  The yoga teacher training courses offered at the Patanjali Yoga Sutra School is also aunique merger of yogic knowledge and prevailing moral beliefs.

“In the present day world, yoga is taught across the globe.  In the case of a student wanting to learn yoga and participate in meditation retreat with a yoga teacher training course in Goa, India, they are bound to take back something more – the yogic style of living, which is enforced by the school during the course period. The retreats organized by the school characterize the yogic life style. The mind is trained to become calm and peaceful even without top notch luxury thus learning to adapt with different situations. Teaching methodologies is covered in deep during the course which is not offered by most of other schools” mentioned, Shiva Girish, Ashtanga Hatha Yoga Teacher, at Patanjali yoga Sutra School, Goa, India.


Video Link: http://youtu.be/UU9bEAx6KE8

Throughout the year, Patanjali Yoga Sutra School runs the yoga teacher training courses in goa and the teachers expect positive response from each of them. there standard rys 200 - 300 - 500 hours Multi style hatha ashtanga vinyasa flow yoga teacher training certification courses are getting heavy demand from international yoga students coming to goa in north india in last years.

Patanjali Yoga Sutra School Is A Registered Yoga School For Standard RYS 200 Hours Yoga Teacher Training Courses Certified by Yoga Alliance,

UPCOMING YOGA TEACHER TRAINING COURSE DATES FOR GOA
22nd Oct. to 20th Nov. 2013
25th Nov. to 23rd Dec. 2013
6th Jan. to 3rd Feb. 2014
10th Feb. to 10th March. 2014

For more information, visit : http://www.patanjaliyogateachertraining.com
Our Facebook Page : https://www.facebook.com/YogateachertrainingcoursesIndia

Media Contact
Company Name: Patanjali Yoga Sutra
Contact Person: Swami Shiva Girish
Email:Send Email
Phone: +919272198500
Address:Patanjali School, Upper Bhagsu, McLoead Ganj
City: Dharamshala
State: Himachal Pradesh
Country: United States
Website: http://www.patanjaliyogateachertraining.com
Source: www.abnewswire.com

New Mobile Traffic Tracking Under Fire from Privacy Advocates

Navigation companies state information is not identifiable

The new Highway Agency tracking of movement of millions of motorists that fill the highways and freeways through their mobile phones through satellite navigation systems has raised some pointed concerns from the privacy advocates.

A new trial from the agency has involved the collecting data from the satnavs and mobile phone systems to examine traffic trends in order to avoid the congestion or slowdowns in traffic has been the focus of some basic concerns by those who concern themselves with basic privacy concerns.

Roads used to conduct the new trial include the M25, M11, M4, A3, and A20, all within the south-east and is used by the companies' data collectors in order to use geo-location as part of the trial. This method is opposed to the traditional system of number-plate recognition through overhead gantries notification.

The new system has attracted some criticism by privacy advocates who are worried that people are unaware of how their data is being utilized.

"This is yet another example of how our lives are being monitored at an extremely detailed level, and just how much of that data is being shared and sold on for a vast range of purposes," said Nick Pickles, director of privacy campaign group Big Brother Watch.

"People will probably have no idea that this information is being used by the Highways Agency," he continued.

He added: "The question has to be asked if there is a less intrusive way to get this kind of data, and if it is so essential that it is so detailed as to require live data from the devices in people's cars."

The Highways Agency has noted that the criticism is baseless as the data collected, according to the agency, is done so through anonymous means and that individuals and their movement is not identifiable through the data collection.

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20 Percent off Games with Toys R Us Promo Code

Toys R Us is offering a tempting deal this weekend with a 20 percent off online discount on their website.

With the one-time use code FRIENDS20, during checkout you will receive 20 percent off your order of video games.

This deal only applies to games that are out now, so PS4 and Xbox One consoles and games don’t qualify, even for pre-orders. This may be a dealbreaker for some gamers, since most of their money is being saved to buy the new systems as they come out.

Games that are available for discount include the highly popular Grand Theft Auto 5, Saints Row 4, Madden NFL 25, the Wonderful 101, and many more across several systems, such as the Wii, PS Vita, and other handheld devices.

The sale not only applied to shipped goods, but also in-store pick-up as well, as long as customers have ordered the games and paid online.

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Taco Bell Offering Free PS4 Before Release Date with Promo Contest

You may be able to win a PS4 with the "Play the Future First" contests with your purchase of a Taco Bell product.

Sony has announced a new promotion whereby anyone who purchases a $5 Buck Box at a participating Taco Bell location will automatically be entered for a chance to “Play the Future First” and win a free PS4, every 15 minutes, before the PS4 release date.

Sony and Taco Bell’s promotion will be running in the United States from now until November 10th, giving thousands of fans the chance to win a free PS4 days before the PlayStation 4 hits shelves at retail stores on November 14.

During the promotion, each PS4 branded Taco Bell $5 Buck Box or Big Box, which includes a Cheesy Gordita Crunch, Crunchwrap Supreme, Burrito Supreme, a Crunchy Taco and a medium fountain drink, will include a unique code which customers will be able to text into Taco Bell for a chance to win the PS4 prize pack.

In 2012, Taco Bell and Sony partnered up to give away the Playstation Vita (PS Vita) before it was released. The new promo to win a free PS4 kicks off a “multi-year” partnership that will continue to bring innovative gaming experiences and craveable food to fans in the U.S.

Future promotions worldwide may be rolled out to the company’s non-Taco Bell restaurants, but so far the promo is only running in the United States.

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13-Year-Old Child Prodigy Studies for Master’s Degree

A teenager in India is studying for her master's degree, after finishing high school at the sage of just 7 years old.

Sushma Verma has just completed an undergraduate degree in microbiology and is going on to receive her Master’s degree with no time in between studies. Sushma is no average girl, yet she was born to parents with an uneducated and poor background.

The Vermas have made huge sacrifices to provide for their daughter and allow her to study, especially in a predominantly male culture where girls aren’t always afforded the opportunity to go to school as long as boys, and are often married to older men for large dowries.

Sushma is the oldest of four children, and they all share a cramped bedroom in Lucknow, in Uttar Pradesh province of India. The family of six live off of her father’s daily wage of just 200 rupees, which equates to just over $3.50 in U.S. dollars for his building work. He even sold 10,000 square feet of land for 25,000 rupees (around $400 USD) to help pay for some of her schooling.

Many charities, especially those looking to help girls create successful lives for themselves in oppressive cultures, are helping to pay for the rest of her tuition.

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Several States Wager on Online Gambling

While Nevada was the first state to legalize online poker, New Jersey is poised to rake in a bigger jackpot from internet poker.

New Jersey, Nevada and Delaware are working against each other to see how they can best capitalize newly-legalized online gambling to work in their favor and gain the biggest revenue. All three states will allow anyone - within their borders to use their computers to gamble online at state sanctioned websites.

Nevada gamblers can already use their smartphones to play online poker, and Atlantic City players will be able to bed on their games later this years. Unfortunately for Delaware users, wagers via smartphones and mobile apps won’t be available until sometimes in 2014.

Estimates vary greatly on how much betting is actually occurring and how much money states could collect by legalizing and taxing it, but by one count, Americans spent $2.6 billion on legal offshore gambling sites in 2012 alone, creating a large market for onshore gambling sites now that it has become legal here in the US.

New Jersey Governor Chris Christie’s administration estimated that the first year of online gambling in the state could bring in as much as $180 million in tax revenue, but other estimates are as low as just 35 million. Either way, it’s a source of income that state hasn’t had yet.

In Nevada, estimates for revenue have ranged from $3 million a year if online poker is kept within Nevada state borders, to more than $50 million of the state expands outside its borders. As for Delaware, the state is projecting to collect as much as $3.75 million in the first year of online gambling.

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Home Price Rise Expectations Are High In the Short Term

However long term expectations are modest and consumer exuberance is rational (so far)

With home prices back on the rise, there is some speculation that we are entering the beginning phase of another market bubble. In the past 16 months ending in July, United States home prices were up 18.4 percent in real (inflation adjusted) terms. The largest 16-month increase during the housing bubble was 22.7 percent for the period ending July 2004.

Karl Case of Wellesley College and his associates have been conducting a study on the housing market under the sponsorship of the Yale School of Management since 2003. Some answers to the question of another bubble in development have arisen from their surveys. They sent out questionnaires annually to collect random samples of recent homebuyers in San Francisco, Los Angeles, Milwaukee and Boston.

In a paper they wrote with Anne Thompson of McGraw-Hill Construction last year, they reported on their project at the Brookings Institute. The results of the study found that although we are not in a bubble, there are signs that one may be on the horizon. The survey was last updated in May and June of this year. They received 368 responses out of the 2,000 questionnaires they sent out to homebuyers in the aforementioned four United State cities.

Short-term expectations were high in responses to home price rises in the next year, with respondents anticipating a 5.7 percent increase on average. In 2011, respondents anticipated only a 1.6 percent increase and 4.0 percent in 2012. Just before the peak and fall of home prices in 2004, respondents anticipated a lofty 8.7 percent increase. If inflation is modest in the future (2 percent per year), we would not return to the 2005 peak in real home prices until 2031. In the most recent survey, long-term expectations in home prices are relatively modest at 4.2 percent a year over the next 10 years.

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EA SPorts Discontinues NCAA Football Series

Pending legal hits and backing-out universities force decision

In disappointing, but not wholly shocking news in the entertainment world, EA sports stated it will be discontinuing its NCAA Football franchise as of next year.

A statement from EA Sports read: “Today I am sad to announce that we will not be publishing a new college football game next year, and we are evaluating our plan for the future of the franchise. This is as profoundly disappointing to the people who make this game as I expect it will be for the millions who enjoy playing it each year. I'd like to explain a couple of the factors that brought us to this decision.”

The decision has come after a series of lawsuits coming from former players for likeness rights and compensation for such usage. The problem of using player likeness on somewhat shaky legal ground has finally come back to plague the videogame franchise.

“We have been stuck in the middle of a dispute between the NCAA and student-athletes who seek compensation for playing college football,” The statement continued. Then saying, “Just like companies that broadcast college games and those that provide equipment and apparel, we follow rules that are set by the NCAA - but those rules are being challenged by some student-athletes. For our part, we are working to settle the lawsuits with the student-athletes. Meanwhile, the NCAA and a number of conferences have withdrawn their support of our game. The ongoing legal issues combined with increased questions surrounding schools and conferences have left us in a difficult position - one that challenges our ability to deliver an authentic sports experience, which is the very foundation of EA SPORTS games.”

During July, the NCAA announced it would not have anything to do with the series as a whole. The company looked to attain Collegiate Licensing Company, which would allow it to use school names still, only to find out that many schools were unwilling to participate.

“At EA SPORTS, college football has always been a labor of love, and it is unfortunate that these business and legal issues have impacted our ability to make next year's game. This franchise has been developed by a team that is deeply committed to the tradition and culture of this sport - that's why fans have always loved it. We are working to retain the talented people who are part of the team by placing them elsewhere within the EA SPORTS organization.”

Until impending compensation suits are handled, the game is likely indefinitely stalled.

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E-Cigs Found to be as Effective as Patches in Curbing Smoking

Slightly more individuals quit smoking after six months

A study from the journal Lancet has noted electronic cigarettes are nearly as effective as nicotine patches in regards to helping people quit smoking cigarettes.

"E-cigarettes, with or without nicotine, were modestly effective at helping smokers to quit, with similar achievement of abstinence as with nicotine patches, and few adverse events," the study found.

The study did go out of its way to note that, despite the inferred findings, "uncertainty exists about the place of e-cigarettes in tobacco control, and more research is urgently needed to clearly establish their overall benefits and harms at both individual and population levels."

The study was conducted in New Zealand between 2011 and 2013, and carried out by researchers from the University of Auckland health agencies in New Zealand and the Queen Mary University of London.

Researchers conducted the work through randomly assigning 657 individuals with either nicotine e-cigs or nicotine patches, with a smaller group taking non-nicotine placebo.

The researchers then noted the individuals who abstained from smoking six months after the initiation of the test. Just over 7% of individuals with the e-cigarettes had quit smoking altogether. Just under 6% of individuals with the nicotine patches had done the same. Four percent of the placebo e-cigarette individuals quit smoking.

The study noted "no evidence of an association between adverse events and study product" with 137 adverse events in the nicotine e-cigarettes group, 119 events in the patches group and 36 events in the placebo e-cigarettes group.

This "suggests such short-term e-cigarette use is of low risk. However, longer-term use requires more research," the authors said.

Vice President of health education for the Lung Association of Saskatchewan, Jennifer Miller, stated she is glad the study is being done to help answer the many questions surrounding e-cigs and their use. She added that she hopes Health Canada will step up and handle some of its own studies.

"I want Health Canada to study what we are allowing in Canada. There are many different manufacturers, it's not being regulated at all ... people out of their basement can be mixing the ingredients and selling it online," she said.

"If we're going to critically look at this product and see if it's a good public health fit to help people quit ... then we need to study them properly. We need to regulate them properly."

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Study Shows Concierges Being Phased Out By Online Information Sites

Position lacks context and internet can not replace quality advice, says one concierge

Many may know little about what a concierges actually does, outside of misguided concepts gathered from movies or TV series like Hotel Babylon. The man is usually the one who can get you anything, much like a Morgan Freeman character from Shawshank redemption, but without the surrounding prison.

What what does the concierges actually do? Pretty much everything that is not what you see on TV and movies, according to Jorge Sousa. What they handle is "anything as long as it's legal and moral" according to Sousa.

Sousa stated he can happily hand over a tasteful “after dark” offerings newspaper, and explain the drug laws of his native country of Australia, but from there the travelers and guests are on their own.

Andrea Natoli of Sofitel Melbourne on Collins says he always finds it amusing that the position is displayed as a sort of 'smooth operator' that seems to have to hand “deals happening here there and everywhere", when what reality provides them with is a strong sense of morality and professionalism.

What is asked of concierges most of the time is restaurant and sightseeing tips, of course. That is what most travelers are looking for the most. There are also requests like acting as witness to a private wedding. "What we won't do is practical jokes or bucks' night pranks," he says. "They often come to us but we won't be part of that."

A study handled by Allianz Global, a travel insurance company found that many travelers are now looking to Twitter for concierge advice these days. That means there is a tightening of the role the concierge can play overall.

Research of over 25,000 travel-related tweets noted that travelers are seeking information on activities through online sources. But Natoli says that travelers who seek such advice online are going to have a more hit-and-miss attempt of finding the best spots. "What's the 'best' [for someone] depends on the individual and what they will enjoy," he says.

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New Hour-by-Hour Guide Explains how to get the Perfect Muscle-Building Workout

A new article on Men's Fitness shows how even the busiest of men can get a good muscle-building routine in between their busy schedules.

Wanting to get the muscle mass you want, you’re going to have to work for it, which means making time to devote yourself to fitness.

Between 6am and 8am in the morning, hydration is one of the biggest steps you can take to building adequate muscle. Muscles are 74 percent water, so lack of hydration puts a serious damper on muscle-building abilities. Replenish yourself each morning with a tall glass of water before you do anything, include having a cup of water.  Eating a large, protein-filled breakfast is also important.

In the mid-to-late morning, you’ll need to hydrate and eat another high-protein snack to help fight against unhealthy snacking temptations. If you’re like the majority of Americans, you spend the bulk of your day seated in front of a computer, so make sure to practice proper posture techniques and take a break to move around and reduce your risk of cardiovascular disease.

Sometime during your morning, day or evening, you’ll want to practice some kind of muscle-building with a workout. After that workout, make sure to hydrate again and replenish your energy with another post-workout snack.

You can also supplement with creatine, and the best time to use that is after your workout. Creatine is the safest supplement for muscle building and it works.

If you have time in your day, take a nap. whether it’s 10 minutes or an hour, taking a nap helps to increase productivity and memory function. If you can’t sleep, try meditation during a break at work and give yourself some quiet time. Don’t forget to hydrate.

Always have a good meal for dinner, and get a good night’s rest. Drink a tall glass of water 30 minutes before going to sleep, and limit your booze intake.

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Australia/New Zealand Mobile Device Market Peaks

Retailers are reluctant to take on more inventories after two quarters of market contraction

All three mobile device markets, mobile phones, tablets and notebooks, declined in the last two consecutive quarters of 2013. This is the first time this has happened in the history of the Australia/New Zealand mobile market. “While it is not surprising that the notebook market recorded another quarter of market contraction, the consecutive tightening of tablet and mobile phones market is a first for ANZ,” says senior analyst at IDC, Amy Cheah.

“This does not necessarily mean these markets have hit saturation point, but it may be an early indication of device fatigue and commoditization as these newer markets mature. For hardware vendors, it will be increasingly challenging to find differentiation, especially now with software vendors such as Microsoft and Google making a move into the hardware space,” she continued.

Demand for specific tablets and notebooks were weighed down by the softening Australian economy. Since Q4 last year, retailers have remained heavily stocked with inventory. However, the heavy spending at the end of the fiscal year of previous years did not materialize. This has made retailers and local channels reluctant to take in more inventories. They prefer to minimize their risk for the end of the next fiscal quarter.

Conversely, the New Zealand market for PCs showed improving business confidence and retail sales -- recording 12% growth. Cheah says, “Acer was the standout vendor in the PC market in 2013 Q2. The vendor gained volume share through heavy discounting of its notebooks in retail, but at the cost of profitability. In the tablet market, demand for non-branded low-cost tablets has gradually waned since peaking last Christmas season.” She concludes, “Apple, on the other hand, continues to see its share eroded by Android tablets, particularly from Samsung, and increasingly Windows tablets.”

In 2013 Q2, the combination of 4.77 million desktops and mobile devices were shipped to the region. After several quarters of decline, the desktop market recorded an 8% sequential growth, tablets dipped 20% quarter-to-quarter, notebooks declined 6% and there was a decline of 5% in mobile phones and smartphones.

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Aussie Tourism Will Hinge on Strong Indian Support

Australia Invests in international tourism through strong campaigns

With more and more Indians considering repeat travel to Australia, it is not a singular reason for the interest. For the honeymooners, it is romance. For the site seers, it is the amazing beaches, and for wildlife lovers – the reasons are nearly endless.

That said, Sydney Morning Herald reports that some Indians are now becoming worried of their general safety due to violent incidents that have occurred in Melbourne in 2009. The major incident in question involved an Indian student, and is still a despicable indecent that hangs on the minds of would-be visitors. Still, despite the concern, Indians have not stopped slowed the overall aggregate of travelers. They are now one of the fastest growing international tourists groups, according to Tourism Australia.

By 2020, the director of Tourism Australia predicts that there will be nearly 50 million Indians traveling to the continent/country.

Tourism in the country is comprised of a handful of countries primarily. New Zealand accounts for 1.9 million in 2012/2013 season. China made up 685,000 individuals who found their way to the country down under. United Kingdom residence made up just over 604,000, while the United States was a hair under a half-million with a 492,000 total. Singapore accounted for 363,000 overall.

The two countries have enjoyed a stronger relationship thanks in part to a Gillard government. The director of the Australia-India Institute, Amitabh Mattoo, stated that there were large needs in order to make sure the two countries were able to get along. It would not simply be a uranium export deal that would define the friendship.

Tourism Australia has seen success off of marketing to more international visitors like Indians, and the Economic Times has reported that he endeavor has apparently been helping. The country has been pushing to support the airlines likes Singapore Air, Malaysia Air, and Air India among others through pointed campaigns.

About DUInsurance.com

Downunder Insurance (http://www.duinsure.com) provides quality travelers insurance for an affordable price. Receive a quick quote today, and look over policy information to learn just how important backpacker travel insurance is for you.


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Despite Fraud in Businesses, Many Small Businesses Not Protected Well

Over two thirds do not have the checks and security they need

There are nearly $600 billion stolen each year from businesses. While a large number of that total is from small businesses that do not have the ability to handle high-end security of finances, many of the businesses fault to have any form of quality fraud protection.

A new survey from the Bank of the West stated that while it was true that 95% of the small-business owners who have taken steps to protect their companies, few were actually using proven effective methods.

"Small businesses are particularly susceptible to fraud because they have fewer resources. Yet, the impact of the resulting losses is usually much greater than for larger businesses," said Michelle DiGangi, executive vice president of small and medium enterprise banking at Bank of the West.

The survey noted that 40% of small businesses conducted background checks, while 18% have two-person controls established. Neither number is a high enough total to make sure the majority of businesses are safe.

Nearly a third of all small businesses have data-security policies, which leaves 66% without such and defense mechanism. That number is concerning considering that 56% allow employees are allowed to work from remote locations, which makes information from the company more vulnerable.

The National Federation of Independent Businesses noted that 30% of employees steal, with an average of $4,500 stolen by the end of a tenure at a company. With nearly one in three employees being dishonest, fraud and theft have likely hit most businesses owners one way or another.

Another 64% of business owners state they know of other businesses that have been affected by some form of fraud, with nearly 25% saying they have been victims themselves.

It may simply come down to ability to afford the service, but many small businesses seem to keep their heads in the sand when it comes to fraud. Nearly half of all small-business owners state their insurance policies do not cover any form of employee dishonesty, while one-in-five say they are unsure if their policy covers fraudulent actions.

About CondonTreasure.com.au

CondonTreasure (http://www.condontreasure.com.au/ct_home) provides quality information and services on accounting for individuals and businesses. Find out how the company can help you today so you can be sure your finances are in order.


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8 Tips On Travel Insurance

Vacations were designed to get away from it all but insurance is not something you should leave behind

When you go on vacation you leave everything behind… including your doctors. Accidents, loss and theft often happen when you travel and it is critically important that you are insured for any unexpected expenses. It is vital to know what is covered by any insurance policy and what is not. Travel insurance can be obtained for many potential losses. Here are eight tips to avoiding common travel insurance pitfalls.

1. Try not to duplicate your coverage

Your credit card may insure some of your possessions, when you use it to pay for your trip, as well as your home insurance. Do not insure certain possessions twice if possible. If you purchase travel insurance, be aware that some have single item limits and may not be appropriate for items that are more expensive. In this case, an All Risk policy may better suit your needs.

2. Be sure you are covered in each country you will be visiting

Regional and worldwide policies sometimes exclude certain countries.

3. Be honest about pre-existing medical conditions

Pre-existing conditions may cost you a little more in premiums but it is worth being certain that your medical expenses are covered. Under pre-existing conditions, there is usually a 48-hour hospitalization excess. Medical expenses are covered only if you are in the hospital 48 hours or more.

4. Compare travel agency, airline and broker prices

They should all be similar but brokers may be able to tailor your insurance requirements.

5. Credit card automatic travel coverage may be insufficient

Generally, this type of coverage only applies to emergency medical expenses and excludes pre-existing medical conditions. However, many credit card companies offer add-ons for full coverage.

6. Choosing your excess

Cheaper policies usually have higher deductibles. Balance the cost of a policy with what it will cost you in the event of a claim.

7. Be sure your activities are covered

Some activities such as scuba diving, mountain climbing or skiing require additional coverage.

8. Annual coverage

Frequent travelers should consider entire year coverage over single trip policies. The cost savings could be significant, depending on how many times you will travel.

About DUInsure.com

Downunder Insurance (http://www.duinsure.com) provides both a friendly and professional service as well as products at prices within anyone's budget. With offices offering camper van insurance in the United Kingdom, Australia and New Zealand DUInsure has you covered.


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T Plumbing & Heating Shares Their Passion of Providing Boiler Repairs Croydon

Tony Bynoe, owner of T Plumbing & Heating, offers their services and expertise in boiler repair to the people in Croydon. The boiler servicing company shares their passion in providing efficient and proper heating to the people in Croydon.

Every home requires an adequate supply of heat and hot water. These are basic necessities along with food, water and electricity. The central heating system has always been a major consideration when designing a home. With its very significant contribution in making a house habitable, there should be ample attention and care given to the machine. Sadly, a lot of boilers break down even before they reach their maximum working lifespan. This is the result of improper use and lack of maintenance. A boiler failure disrupts almost all activities in a household. It also puts the people inside at risk due to cold exposure. To protect the families in Croydon, the boiler servicing company T Plumbing & Heating has been providing boiler services such as boiler installation and boiler repair Croydon. The company is Gas Safe accredited and the engineers are Gas Safe registered, making them qualified by law to work on any gas related projects. The results of a faulty boiler system is not only limited to breakdown. Ill-fitted pipes and improper maintenance can cause risks and harm to the household. Life threatening accidents such as poisoning and explosions are results of natural gas leaks. If a wrong pipe size is used or fitted, there is a big probability that the high pressure inside the system will create leaks in the valves and joints.

Tony Bynoe, founder and owner of T Plumbing & Heating, understands the risks and consequences of poorly done boiler repairs Croydon. He and his fellow engineers have been performing boiler maintenance and repairs around Croydon for years. They stated in their website how they value the importance of quality work and good customer relations. Their website, www.boilerrepairscroydon.com, also showcases the recent projects that they have done. It includes the testimonials and comments from former clients as reference for the quality of their work.

About T Plumbing & Heating

T Plumbing & Heating is a Croydon based boiler servicing company. The company is located at 8 Philip Gardens, Shirley, Croydon, CR0 8DT. Their number is 07831 120 231 and email address is info@tplumbingandheating.co.uk. Visit www.boilerrepairscroydon.com for more details.


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Company Name:T Plumbing & Heating
Contact Person: Tony Bynoe
Email:info@tplumbingandheating.co.uk
Phone: 07831 120 231
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State: Croydon
Country: United Kingdom
Website: http://www.boilerrepairscroydon.com/

The Leading International Dating Service, AnastasiaDate, Celebrates a Record Breaking Month

The world's premier dating site, AnastasiaDate, has reasons to celebrate this month. The company recently announced achieving the highest ever level of new memberships in one single month.

AnastasiaWeb has reasons to celebrate this month as exciting news is announced. AnastasiaWeb has reached its highest number of new members in a single month! The premier international dating service is continuing to attract thousands of new members worldwide. Members are attracted to the online dating site by a unique combination of dating technology and the exclusive service. 

AnastasiaWeb has been a leader within the dating industry for over two decades, so the company is no stranger to significant corporate achievements. It has been winning accolades from the industry and its customers for many years. It is often praised for its high quality service and innovative use of technology.

The huge growth in membership figures over the last month are an indication of the popularity of the service and of the hard work and commitment shown by the AnastasiaWeb team. The company is delighted to see such a huge increase and excited to have broken all previous records for new membership figures.

AnastasiaWeb is the dating website of choice for successful and attractive men and women from all over the world. The site attracts an extremely high caliber of members. Most of the gentlemen members are successful professionals and entrepreneurs.

And the ladies, who grace the website with their charming presence, are equally amazing! Many of them are also successful professionals, a number of them run their own businesses, and all of them are breathtakingly beautiful. AnastasiaWeb puts these wonderful people in touch with each other by giving them a state-of-the-art online space where they can connect, chat and build lasting relationships.

Members can relax and enjoy online dating from the privacy of their own homes, or wherever they are, using the fantastic new AnastasiaWeb mobile app. The app, which was successfully launched a few months ago, is available from Google play. It is growing in popularity too, as increasing numbers of members download it so they can enjoy dating wherever they are. 

AnastasiaWeb is the top choice for over four million members, and the company hopes to reach 5 million within the next year. The unique combination of beautiful web design, fast and reliable online dating technology, and the most beautiful, successful people in the world, is making the dating service irresistible to hundreds of people every day.

The company reported recently that daily visits to the website, and all the social media platforms, are increasing all the time. Members just can’t seem to get enough of the opportunity to connect with each other using such a well-developed, creatively enhanced and effective online space. Online dating has never before been so attractive, safe or successful!

By creating an online environment where successful people can connect and meet with other attractive singles, AnastasiaDate.com has positioned itself as one of the world’s leading dating sites. And with the latest record breaking figures in new memberships, it seems this trend will continue well into the future.

About AnastasiaDate

AnastasiaDate is the leading international dating service that facilitates exciting and romantic companionship with beautiful and interesting women from all over the world. Founded in 1993 by a Russian-American couple, AnastasiaDate now has over 4 million international users and attracts more than 10 million online visits monthly. Additionally, over 1.5 million conversations are exchanged onsite daily. AnastasiaDate is committed to member safety, customer satisfaction and the ongoing pursuit of innovation. Headquartered in Moscow and New York with additional representation in every country it touches, AnastasiaDate provides a high level of customer service to a worldwide clientele. AnastasiaDate users are able to communicate across a variety of top-notch multimedia platforms, including Video Chat and a mobile app for Android devices available in the Google Play store.

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Company Name: Anastasia Date
Contact Person: Lawrence Cervantes
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Phone: +1 (800) 356-3130
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Source: www.abnewswire.com

Vitruvian Releases Infographic Released on Garcinia Cambogia


All You Need to Know About Garcinia Cambogia!
All You Need To Know About This Amazing Fruit!

Garcinia Cambogia is a small fruit native to Africa, India, and Southeast Asia. This unique fruit is also highlighted in a new infographic courtesy of Vitruvian Natural Lab. With amazing facts and figures, this informative piece is a must for anyone interested in this amazing fruit. According to the graphic, the fruit has plenty of traditional uses. In fact, it is used as a spice for curry dishes in native regions. The fruit rind is also used for medicinal purposes.

Based on the infographic, Garcinia Cambogia has plenty of other uses as well. In fact, it naturally suppresses the appetite. This helps control food cravings, while blocking fat and inducing healthy weight loss. The fruit also has the ability to promote a better quality of sleep. Along with better rest, the fruit increases serotonin; which enhances the mood and relieves stress. The fruit contains zero caffeine and is an excellent source of hydroxycitric acid or HCA.

HCA inhibits citrate lyase, which is an enzyme. When this enzyme is inhibited, the body boosts carbohydrate oxidation. This means it burns excess carbohydrates, which helps people effectively shed fat and those unwanted pounds. According to the highly revered TV star and full time physician, Doctor Oz: “With proper weight-loss efforts (dieting and exercising), the average person taking HCA lost an average of four pounds a month.”

A recent study published in the Journal of Medicine also highlights the impressive results of a diet coupled with HCA. In an 8 week trial, 60 participants were on a 2,000 calorie per day diet. They were also given 750 mg of HCA once a day. The results showed a 5.4% reduction in body weight, along with a 5.2 reduction in body mass index (BMI). The results also showed decreased leptin levels, along with decreased LDL (bad cholesterol) and triglycerides. The trial results did see increased HDL (good cholesterol) and serotonin levels.

According to the infographic, brands containing 50% or greater HCA are often recommended by leading health experts. SpeakingTree.In also states that “it has been reported that over 5 billion doses of Garcinia Cambogia have been sold throughout the entire world.”


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Infographic from Just Clear Shows Fly Tipping An Unnecessary Risk in the UK


Fly-Tipping Rubbish
Nearly 100% of all citations turn to conviction for illegal dumping

The act of fly-tipping is the illegal deposit of waste on land that is in violation of Environmental Protection laws. Now, Just Clear has released an infographic explaining the effects and punishments for the act.

The phrase “fly tipping” comes from the verb 'tip', which means the throw out of a vehicle and the word 'fly' which means “on the wing” or to throw carelessly.

Currently local authorities within the UK deal with over 744,000 incidents of fly-tipping, but have seen a 9% decrease from 2010 to 2012. Nearly 66% of all fly-tips involve general household waste, while another 43% of fly-tips occurred on the highway. Many times what is thrown out is items that can fit in a small van.

According to the infographic, the estimated cleanup cost of fly-tipping was measured at 37.4 million pounds in 2012, and local authorities have carried out nearly 500,000 enforcement actions at a cost of 17.7 million pounds.

Just-Clear's infographic shows there are now just under 3,000 prosecutions that pertain to such dumping. A staggering 99.6% of all cases result in convictions, which ought deter most from acting on the impulse to dump.

Fly-tipping has seen a steady decline thanks to so many convictions for the crime. With over 1,200,000 incidents within England being lowered to under 800,000 just a half-decade later. The Environmental Protection Act of 1990 prohibits the act itself, considering it a blight upon local communities, a source of pollution, as well as a hazard to the wildlife in the area.

Vehicles pulled to the side of the highway, especially trucks or vans with a high amount of material in them, are considered suspicious. Small vans, which account for a third of all dumping, are especially noted when on the side of the freeway.

With Just-Clear's junk removal service that can clear out both houses and commercial buildings, it makes the chance of being caught fly-tipping pointless. Now, a house or building can be cleared, with the rubbage effectively removed for an affordable price.


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Gagachips Infographic Released on Professional Poker Rankings


Poker Rankings
100 Million Poker Players are estimated worldwide!

GagaChips.com recently launched a new info-graphic on professional poker rankings. The infograph also lists the top poker pros by tournament winnings. This includes Antonio Esfandiari who has amassed $24,875,446.00 in poker tournament winnings to date. Antonio is followed by Sam Trickett who earned $18,737,574.00, along with Erik Seidel at $18,475,609.00. Wrapping up the list are Daniel Negreanu at $18,392,103.00 and Phil Hellmuth at $15,821,111.00.

The infographic also highlights poker pros with the most WSOP Bracelets and Main Event victories. This includes Phil Hellmuth with 13 bracelets and 1 main event win. Following Chris is the legendary Doyle Brunson with 10 bracelets and 2 main event wins. Also on the list is the world-renowned poker superstar Johnny Chan who was featured in the Edward Norton and Matt Damon movie, “Rounders”. Like Brunson, Chan also have 10 bracelets and 2 main event wins. Phil Ivey wraps up the list with 9 bracelets, along with Johnny Moss with 9 bracelets as well. Moss also has 3 main event championships.

According to the infographic, the top 5 online poker sites are Pokerstars, Full Tilt Poker, I-Poker, 888 Poker, and Party Poker. Pokerstars averages around 20,800 online players, while Full Tilt Poker has approximately 2,450 players. I-Poker averages around 2,250 players, while 888 Poker has 2,100 online players. At the bottom of the list is Party Poker with 1,960 regular online poker players.

Based on the infographic, a number of professional poker players have their favorite hands and strategies. For Antonio Esfandiari, it’s the 7/9 which he calls “The Persian Carpet Ride.” While Doyle Brunson loves the 10/2, Daniel Negreanu prefers the 10/7. Both Phil Ivey and Phil Hellmuth also love the 9/9 hand. If you are a seasoned poker player or are just starting out, head over to Gaga Chips today. This amazing poker site can help you improve your game on Facebook and other well known poker sites.


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New Infographic from Brazing Looks at Statistics for Bras


The Bold, Bra Breakdown!
A shocking 80% of women wearing the wrong cup size

The newest infographic released from The Bra-Zing takes a look at some of the statistics that surround the garment that is one of the foundations of almost every outfit. From seamless to pushup, from full-cup to strapless, the undergarment comes in many different shapes and sizes.

The industry has been around for some time, starting officially in 1907 when Vogue first utilized the term 'brassiere' in one of their articles. The industry now amasses $16 billion per year in sales across the globe.

According to the infographic, the average number of bras owned by a woman is nine, while the average lady will change bra sizes six times her her life. The average size for bust is a 36C, while the largest strapless bra was a 42K.

Unfortunately, not all ladies are up working with the right information, as eight out of every 10 women are wearing the wrong bra size. Meanwhile, the average age for a bra is between six to 12 years. That is a long time to be uncomfortable. One of the major reasons for mismatched bra sizes is weight gain or loss that occurs.

The Bra-Zing infographic stated that there was once even a jewel-encrusted Victoria's Secret Fantasy Bra that fetched a $2.5 million price tag.

The Brazing provides its customers with quality decorative bra straps that can make an average bra something chic or kitschy. And with the average age of a bra being nine years, why not have a strap that you like?


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Sushant School of Art and Architecture, Ansal University partners with ARCHADE Foundation to create designs for shelters in Uttarakhand’s flood affected villages

Sushant School of Art and Architecture, Ansal University, Gurgaon has partnered with ARCHADE Foundation (Architecture Research Conservation Habitat and Design Education) to create design proposals and implementation strategies for shelters in Uttarakhand’s flood affected villages in line with the physical, climatic and cultural requirements of the region. Over 75 professional architects and architecture students from 7-10 leading institutions in and around Delhi like Sushant School of Art and Architecture (Ansal University), Sharda University, KR Mangalam and others have joined hands in the month long program which included a 2-day design workshop on 26th and 27th September at Sushant School of Art and Architecture, Ansal University, Gurgaon which will be followed by a proto-type creation of selected designs. The prototype will be shared in mid-October with NGO bodies like Sphere India and Forum for Shelter in Emergency, government bodies and individuals working in shelter creation on site in Chamoli, Rudraprayag, Uttarkashi and Tehri regions of Uttarakhand.

 

According to Dr. Rupinder Singh, Dean, Sushant School of Art and Architecture, “The recent Uttarakhand Disaster was the worst natural disaster in recent times. Through the workshop we want to contribute to the rehabilitation of people in the region. With winters fast approaching, there is an urgent need for developing temporary or permanent shelters for the flood ravaged people. With the help modern techniques and technology, we plan to come up with affordable and architectural solutions for shelter homes which can sustain through the rough weather conditions of Uttarakhand. Some of our students and faculty have also visited the Uttarakhand region to get a first-hand experience of the areas of concern before working on architectural solutions. ”

 

According to Mr. Mohit Verma, Founder, ARCHADE, “ARCHADE came into being through the collective social consciousness of members of the architecture fraternity following the recent Uttarakhand disaster. We would like to thank Sushant School of Art and Architecture for being one of our first and most supportive partners in this initiative with active involvement from both the students and the faculty.”

For more information contact the website- www.ansaluniversity.edu.in.

 

About Sushant School of Art & Architecture:

In the last twenty years, Sushant School of Art and Architecture has established itself as one of the top 3 architectural institutes in the Indian subcontinent (as per the EUMD India List of Top Architectural Institutions in India by the British Council). Sushant School of Art and Architecture has been ranked no 6 among the top 10 architecture colleges in India in 2013 by Outlook magazine. Established in the year 1989, by the Chiranjeev Charitable Trust, the School finds its faith in the agenda of change, which inspires students to experiment, create, and refine their ideas. Sushant School has had many past associations with International Universities such as the Oxford Brookes’ University, University Of York, University Of Melbourne, Frank Lloyd Foundation, USA, University Of Virginia, University Of British Columbia, Vancouver, University Of Montreal, Aristotle University Of Thessaloniki, Greece and Illinois Institute of Technology, Chicago etc. Sushant School is also an affiliate member of the Association of the Collegiate Schools of Architecture (ACSA), U.S.A. and various other such relationships with International organizations make SSAA well-recognized and respected by the world design community.

 

About Ansal University, Gurgaon:

Established in 2012, The Ansal University is dedicated to providing an advanced quality of education with a futuristic approach for students drawn from around the world in the disciplines and professions that have the greatest bearing on the future of India and the World. Located in a sprawling campus in the heart of Gurgaon, the campus of Ansal University is a marvel in itself. The organization has a rich intellectual capital comprising of about 150 highly qualified and experienced faculties from diverse fields. Interactive sessions with the students and faculty under the Platform Lecture series are conducted every month by eminent personalities like Mr. Raj Jain, MD & CEO, Bharti Wal-Mart Pvt. Ltd. Mr. Sunil Kant Munjal, Joint Managing Director, Hero Moto Corp and Chairman of Hero Corporate Service and Dr. H K Chopra, Chief Cardiologist, MoolchandMedcity, New Delhi.

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Contact Person: Pallavi Sharma
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Source: www.abnewswire.com